Organizers: mDL Tech Integrations Working Group, Use Case Teams
9:00 am
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10:00 am
Platinum sponsor:
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IAF Members & Paid Non-member Participants. This will be organized and run by the mDL Technical Integrations Working Group for all members
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(if necessary)
Goals, capturing results, media capture, what attendees will be seeing…
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Summit Attendees watch continual demonstrations from each Use Case Team (Science Fair style)
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Ready to uncover the secrets behind thwarting fraudsters and safeguarding your business? Join us for an interactive panel discussion featuring a powerhouse panel of fraud-fighting experts who’ve battled the trickiest of fraudsters and emerged victorious. Session Takeaways:
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When designing an enterprise Identity and Access Management roadmap, it’s essential to consider not just the technologies of today but also those that will shape the future of digital security. Mobile Driver’s Licenses (mDLs), security convergence, passkey, verifiable digital credentials, identity wallet, Gen-AI resilient identity proofing and PQC migration are some of the key components that need to be considered to future-proof your organization’s identity management strategy.
As organizations increasingly embrace hybrid work environments and digital services, securing user identities has become more complex and critical. Enterprise Identity systems are increasingly vulnerable to evolving threats, necessitating a paradigm shift in how we plan for the organization’s identity and access management (IAM) roadmap. This session will offer an overview of how enterprises can evolve their IAM systems by integrating modern identity technologies, including cryptographic smart cards, mobile Driver’s Licenses (mDLs), resilient identity proofing against generative AI, multi-factor authentication (MFA) such as passkey, and Post-Quantum Cryptography (PQC) migration with crypto-agility.
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Key standards and specifications that are defining how mDLs will work in practice, especially as individuals start using them in online transactions. This session dives into the specifications defining how individuals can interact with digital wallets and mDLs. This session will demonstrate the user experiences and how it looks and behaves in practice. The work on the Digital Credentials API (which has a lot of common ground with FIDO Passkeys) will directly impact how credentials in both application wallets and native wallets are shown to the individual holder and how cross-device experiences might work.
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Over 20% of Americans still depend primarily on cash for payments and everyday spending. This session will take a look at how payment habits have changed, but continue to include cash – facilitated by digital technology.
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With the growth and evolution of the payments landscape, payment fraud has transformed as well; the impact to the ecosystem extends far beyond monetary losses. The Federal Reserve’s Payments System Improvement team works closely with the payments industry to help identify and understand the latest fraud trends, identify potential challenges, and collaborate on potential solutions. In this session, we will discuss:
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This is a dynamic session where we construct a robust Risk Management Program using the principles of Jenga, the classic block-stacking game. Learn how to strategically assess and address the foundational elements of risk in the payments industry, ensuring each piece of your program is aligned for stability and resilience. Discover innovative approaches to risk mitigation that can adapt to the ever-changing financial landscape, safeguarding your operations against potential threats. This interactive workshop will equip you with the tools to build and maintain a risk management structure that, unlike a Jenga tower, won’t topple over when faced with the unexpected.
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Locating Criminal Activity: Using geolocation technology and multi-layered, automated systems that leverage machine learning and scoring models to combat fraud based on confirmed fraudulent accounts to identify physical hotspots where fraudsters frequently load stolen credit cards into mobile wallets. Geofencing: When an event occurs within a geofenced area, the use of service tags with associated attributes automates blocking of user accounts, tokens, cards, and devices to harness and proactively prevent fraud across 53% of the convenience retail and fuels marketing industry. Using AI and Continuous Learning Models: Automation and direct integration with acquirers to pull chargeback data, blocking fraudsters and continuously updating fraud models, and ensuring constant adaptation to new fraud patterns based on real-time fraud data, dynamically adapting to evolving payment methods, behaviors, patterns, and locations to detect fraud rings. Supporting Law Enforcement: Sharing insights and data with local law enforcement task forces to stop fraudsters and extend fraud prevention efforts with situational and geolocation data.
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This presentation will cover AAMVA’s role in the mDL ecosystem including Issuing Authority support, Relying Party value propositions, the Digital Trust Service, and how the industry can work together to expand the consumption of mDLs in North America. It will also include a visual mapping of the mDL landscape, discuss the percentage of jurisdictions in the process of developing their mDL programs, and the challenges and opportunities we face as we tread in the delicate mDL ecosystem.
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Over a decade ago, the U.S. payments industry began the migration of credit and debit cards to EMV chip technology. While chip cards are now commonplace in the U.S., not all types of payments cards made that journey. In 2023, stakeholders across the ecosystem came together to improve security of EBT cards by implementing chip technology. This presentation provides perspectives on the process, changes and challenges of the SNAP migration and how it both is similar to and different from the credit/debit card migration.
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Rebel Payments Mobility Insights (RPMI) is a consulting firm focused on public-private partnerhsips. Part of the work is to help government agencies with the implementation and management of subsidy programs centered around debit card-based solutions. These programs are designed to empower underbanked and unbanked citizens in economically disadvantaged communities, providing them access to sustainable mobility options including electric vehicles, public transit, and micro-mobility services.
In this presentation, RPMI will explore the advantages and challenges associated with subsidy distribution in the mobility sector. Drawing from their extensive experience and data-driven approach, RPMI will offer valuable insights into the usability of EV charging infrastructure and highlight the crucial role of Merchant Category Codes (MCCs) across various mobility modes, such as scooter, bike, and car-sharing services.
Leveraging transaction data collected from these programs, RPMI will present data-based insights and actionable recommendations aimed at enhancing cashless payment systems within the realm of sustainable mobility. This presentation promises to deliver valuable knowledge for the payment industry seeking to optimize solutions for subsidy programs and promote equitable access to eco-friendly transportation options.
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The security concerns and risks for data exposure are real, but not hopeless. Organizations can take actions now to address the threats posed by quantum computing in order to protect their data, and their customers data. This fireside chat will quickly review the basics about keys, and data (including data in transit, on disk, or ephemeral), before moving into the action items companies should take today. We will help you demonstrate cryptoagility by staying informed, being proactive, and adapting to the evolving threat landscape of cryptography and data security. By attending, organizations can better protect their most sensitive and crucial data.
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The convergence of DigitalID/Mobile Identity and Biometric Authentication will supercharge continued consumer adoption of mobile wallet as well as wallet market share of payments. How can payment stack participants identify the strategic levers that will overcome chokepoints and seize the opportunities to shape adoption and acceptance patterns rather than be shaped by them?
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