Tap To Phone is one of the new trends that is shaping the payment industry. It introduces a hybrid user experience, blending the convenience of traditional card payments with the power of mobile technology. From accessing banking accounts, proceeding with sensitive operations, performing authentication for account recovery to validating e-commerce transactions, relying on Tap To Phone technologies can ensure secure operations whether initiated from a mobile device or the web. With Tap To Phone a mobile can be turned into an acceptance device, by merchant or by consumer in the context of peer-to-peer payments.